App need to know

Bud app Beta:

Everything you need to know.

Who can join the Beta programme for the Bud app?

You must be a UK resident over the age of 18 to use the app. You’ll also need to have a bank account with any major bank in the UK. We put the security of data above all else and use advanced encryption techniques, while anonymising all data to protect people’s privacy. Read more here

02 Bring all your accounts together

What's in the app?

The app will let you connect all of your finance accounts in one place: starting with current accounts from the top banks in the UK (with more being added soon: including support for credit cards, investment and pension providers!).

Features include:

  • Spending insights: your transactions are categorised automatically to show where your money is going across different accounts (NB. if something is in the wrong place please go ahead and re-categorise to help our models improve!).
  • Balance information: you’ll also be able to connect certain investment and pension providers in the app (Wealthify, Wealthsimple, PensionBee) so you can see how much money you have in them in one easy snapshot (we’re constantly adding more providers and more information per provider - check back to see what is added, or drop us a note to say which accounts or information you’d like to be able to aggregate).
  • Rent profile: if you’re renting, you’ll be able to set up a rent profile to build up your credit history. For more information, see here.
  • Utility switching: save on bills by comparing and switching energy providers.
03 Organise spending

What’s not going to be in there? 

  • Non-UK bank accounts
  • Payment capabilities, including money transfers or direct debits / standing orders
  • Clean transaction descriptions: some descriptions might be incorrect or include numbers and other characters.
04 Intelligent Assistance

What kind of feedback would be useful?

  • Let us know if you can’t connect certain account types- either the ones available in the app, or ones you’d want to connect but aren’t in there
  • If your balances appear incorrectly, please let us know which ones show up differently. This is especially true for credit cards, because connecting them is quite a new technology, so we’d love to know what’s working and what isn’t.
  • Are your transactions categorised correctly? If not - please change the category, that’ll teach the app to get better
  • Is anything unclear about how to set up rent recognition or utility switching?

For any questions or feedback in the app, please tap the ‘more’ tab at the bottom navigation panel in the app, scroll down to ‘contact us’ and send us a note. 

If you have a specific bug to report, it would really help if you also tell us which phone you are using, including iOS version. We’ll respond to your feedback and incorporate as much of it as we can into improving the app, so any input you have is extremely valuable. We’ll be adding more ways for you to send in feedback through the app- if you have suggestions there, please send those in, too. Otherwise, feel free to email us at [email protected] - we’d love to hear your thoughts! 

Thank you,

The Bud team

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We work with some of the largest and most influential financial services companies in the world. If you want to easily distribute Bud’s services to your customers, get in touch.