Budgeting and PFM

Next-level money management with Open Banking

Help customers better understand their finances and make healthier financial decisions while building long-term loyalty

Cash Graph PFM

Bud's Budgeting and PFM tools help customers reach their financial goals by making use of our insights, enrichments and dynamic budgeting capabilities thus boosting engagement and upskilling users on their finances.

75% increased customer loyalty

In-app engagement and NPS scores increase as well as revenue

69% want budgeting tools

Retain and acquire customers with tools they want, increasing engagement and beating the competition

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How it works

Here's how Bud encourages financial wellbeing and customer engagement.

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Connect
Customer connects to account
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Categorise
Transactions sorted into > 300 categories and matched with 3000+ merchant IDs/logos
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Budget
Customers can set budget totals and track progress
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Analyse
Track budgeting progress versus historical performance

Key features at a glance

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Merchant ID, geo-location and logos for 3000+ merchants
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3 tiered categorisation with over 300 categories
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Forecasting capabilities built from state-of-the-art AI
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Budgeting capabilities built on user experience
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Bank grade double encryption data security protocol
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Natural language processing provides +95% enrichment accuracy
Signal Factsheet
Signal Factsheet

Foster positive financial behaviours amongst your customers. Download the Signal product factsheet to learn more.

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Our Customers

What our customers are saying about Bud

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Importantly, the functionality Bud provides will also enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience.
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Mike Bullock
Chief Information Officer, ANZ NZ
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Our new partnership with Bud marks a significant step forward in our campaign for greater transparency, providing us with a wealth of insight that gives customers more power over their financial future.
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Ziad Al Baba
General Manager UK and Canada, Credit Karma
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2021 Beyond Open Banking Module
BEYOND OPEN BANKING REPORT

57% of COVID affected participants said they would now use budgeting features like merchant IDs (vs 49% in 2020 and 47% in 2019). Download the report.

Download the report

Help customers reach their financial goals with Bud

 

 

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