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Seamless, transparent onboarding with Open Banking

Adopt the technology you need to tighten your onboarding process without compromising on user experience. Download the solution guide below to learn more. 

Download our BNPL guide
Hero-Image_1080x1080 BNPL

Leaders building with Bud

Leaders in the finance sector building with Bud's open banking products.
Leaders in the finance sector building with Bud's open banking products.

Maintain a seamless user experience, mitigate fraud risks, and conduct fast, transparent affordability checks.

"We expect to see the final shape of regulation by May 2022."

- Solution Guide for BNPL providers

"BNPL's rapid rise and soft credit checks have become a "honeypot for fraudsters."

- BBC News 2021 

How it works

Bud helps Buy Now, Pay Later providers to address the challenges posed by regulatory compliance and assess affordability.

  • Point of Sale – Bud's Connect product allows customer to connect to Open Banking. This takes 3 clicks in <10 seconds.

  • Verification – Bud's Check verifies account ownership at the point of sale.

  • Affordability check – Bud's Assess solution identifies income, spending priorities, and commitments to other BNPL providers based on customer transaction data.

  • Checkout – A decision is reached based on affordability scorecard. The customer checks out. 

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Our customers

What our customers are saying about Bud

  • “Our new partnership with Bud marks a significant step forward in our campaign for greater transparency, providing us with a wealth of insight that gives customers more power over their financial future.”
    Credit Karma Logo
    Ziad Al Baba
    General Manager UK and Canada, Credit Karma
  • “Importantly, the functionality Bud provides will also enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience.”
    ANX Logo
    Mike Bullock
    Chief Information Officer, ANZ NZ
  • “Partnering with Bud will empower our customers, by ensuring that their data works even better in their favour, helping them move their finances forward.”
    Totally Money Logo
    Alastair Douglas
    CEO, TotallyMoney
Resources for BNPL Providers

Assess factsheet

Assess factsheet

Get a complete picture of your customers' finances with Bud's affordability and eligibility solution, Assess.

BNPL case for regulation

Beyond Regulation: The case for Open Banking in BNPL

Regulation is coming. We know that and yet even if that weren’t true, the case for deploying Open Banking tech as a Buy Now, Pay Later provider is compelling.

BNPL Solution Guide

Affordability for Buy Now, Pay Later Providers

Solution guide for tightening the onboarding process without compromising the user experience for BNPL providers.

Ready to get started?

Explore Bud's platform through our resources or contact our team to learn more. 

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