Affordability
Fast and accurate affordability assessments
Leaders building with Bud
Make better lending decisions
Faster onboarding
Improve onboarding times by 87% with Open Banking
Reduce defaults
Cuts default rates by 40-75% compared to industry standard
Reduce risk and decision time
Make credit decisions in minutes and eliminate inconsistencies associated with manual data entry. Up to 90% of a customers information can be automatically pre-filled with Open Banking.
Verify income in an instant
A fast and accurate way to identify income sources, including non-traditional and gig economy income streams.
How it works
Enrich
Ingested data is sent to Bud's Intelligence service, where it is enriched with metadata like category, merchant ID, income regularity and more.
Analyse
Enriched data is analysed and used to provide in-depth profiling insights to the client.
Report
Flexible dashboards and/or static reports are generated to help clients reach a fast and informed decision.
How it works
Enrich
Ingested data is sent to Bud's Intelligence service, where it is enriched with metadata like category, merchant ID, income regularity and more.
Analyse
Enriched data is analysed and used to provide in-depth profiling insights to the client.
Report
Flexible dashboards and/or static reports are generated to help clients reach a fast and informed decision.
Testimonials
What our customers are saying about Bud
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“Our new partnership with Bud marks a significant step forward in our campaign for greater transparency, providing us with a wealth of insight that gives customers more power over their financial future”
Ziad Al Baba
General Manager UK and Canada, Credit Karma -
“Importantly, the functionality Bud provides will also enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience.”
Mike Bullock
Chief Information Officer, ANZ NZ -
“Partnering with Bud will empower our customers, by ensuring that their data works even better in their favour, helping them move their finances forward.”
Alastair Douglas
CEO, TotallyMoney
Speak to one of the team
API Documentation
Start building with our tech today
