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Enrich

The language model for banking data

Engage

Personalization and financial wellbeing

 

Drive

Insight exploration and marketing

Assess

Creditworthiness and risk

Developers

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Company

Everything you need to know about Bud.

Affordability

Fast and accurate affordability assessments

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Leaders building with Bud

Make better lending decisions

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Faster onboarding

Improve onboarding times by 87% with Open Banking

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Reduce defaults

Cuts default rates by 40-75% compared to industry standard

Reduce risk and decision time

Make credit decisions in minutes and eliminate inconsistencies associated with manual data entry. Up to 90% of a customers information can be automatically pre-filled with Open Banking.

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Verify income in an instant

A fast and accurate way to identify income sources, including non-traditional and gig economy income streams.

Have better conversations with your customers

Our technology can identify a wide-range of changes to a customers financial situation such as increases in income, missed payments and lazy cash. 

How it works

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Enrich

Ingested data is sent to Bud's Intelligence service, where it is enriched with metadata like category, merchant ID, income regularity and more. 

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Analyse

Enriched data is analysed and used to provide in-depth profiling insights to the client.

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Report

Flexible dashboards and/or static reports are generated to help clients reach a fast and informed decision. 

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What our customers are saying about Bud

 

“Our new partnership with Bud marks a significant step forward in our campaign for greater transparency, providing us with a wealth of insight that gives customers more power over their financial future.

Ziad Al Baba

General manager UK and Canada, credit Karma
“Importantly, the functionality Bud provides will also enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience.”

Mike Bullard

Chief Information Officer, ANZ NZ
“Partnering with Bud will empower our customers, by ensuring that their data works even better in their favour, helping them move their finances forward."

Alastair Douglas

CEO, TotallyMoney

Speak to one of the team

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API documentation

Start building with our tech today.

API Docs