All News
A place to explore the way finance is evolving for people, for fintechs and for banks.
The API-driven future of collections and debt recovery
Discover how APIs are transforming collections, enabling smarter, more effective debt recovery and improving the debtor experience.
Deep personalisation: unlocking new financial revenue streams
Explore Bud's revenue-generating possibilities and leverage customer data to identify new opportunities, expand your customer base and take personalised up- and cross-selling to the next level.
Digital lender Jaja Finance chooses Bud for fast, accurate affordability assessments
Written by Sarah Bruegger
The latest lender to enhance its credit applications process is innovative digital credit card provider Jaja Finance.
Jaja Finance (Jaja) has selected Bud to become its open banking and data intelligence partner.
As part of the deal, Bud will support Jaja with its affordability assessments. Our Assess APIs will improve decision-making and drive financial inclusion by giving advisors access to real-time transactions data, rather than traditional credit reference agency data alone.
With many households continuing to struggle with the rising cost of living, Jaja’s decision to incorporate transactional data into their credit assessments means they’ll be well placed to support applicants with the right decision at the right time.
“We believe our partnership with Bud will make a significant impact on giving people more access to credit and providing them with the tools they need to manage it well,” said Lucas Dalglish, Chief Commercial Officer at Jaja.
Eloise Taysom, our VP of Product, believes the partnership will help support Jaja’s mission of ‘making credit simple’.
“We’re excited to provide Jaja with our API solution for data categorisation and insight capabilities, which will offer real-time insight into customers’ financial profiles,” said Eloise. “This partnership represents a significant step forward in making credit more transparent and accessible to all.”
Stay up to date with the latest tech news from Bud
We put out a newsletter roughly once a month with highlights from the blog and updates on new roles. Sign up if that's your thing
Subscribe Here!
- DEVELOPERS
- Platform
- API docs and guides
- Market coverage
- RESOURCES
- Reports
- News from Bud
- REGION
- United Kingdom
- United States
Bud is the trading name of Bud Financial Limited, a company registered in England and Wales (No. 9651629).
Bud Website – Privacy Policy | Website terms and conditions | Cookie Notice | Privacy Settings | For consumers: Your rights – Payments
Bud® is authorised and regulated by the Financial Conduct Authority under registration number 765768 + 793327.