Assess enables clients to produce an accurate assessment of a customer’s financial situation using open banking data. Simple to customise and fast to integrate, Assess provides the client with deep insight, and their customer with a friction-free experience.
![Transactional data analysis for lenders](https://www.thisisbud.com/hubfs/Website%20assets%202024/24Q2%20Assess%20assets/UK/Product%20Page/SCREEN%20HERO.webp)
Our advanced AI solutions deliver rich insights and accelerate data-driven affordability decisions
Assess combines the most accurate enrichment capabilities with advanced data analytics features allowing financial institutions to leverage transactional data in lending and risk management.
With Assess, every financial transaction can be turned into a source of meaningful insights. We use this information to power our client’s lending and risk decisions with Income Verification, help with accurate understanding of personal financial situations with Affordability Assessment, and enable ongoing relation and advisory with Affordability Monitoring.
Case studies
![TotallyMoney Case study Body Image 1 1200x627](https://www.thisisbud.com/hs-fs/hubfs/TotallyMoney%20Case%20study%20Body%20Image%201%201200x627.webp?width=400&height=217&name=TotallyMoney%20Case%20study%20Body%20Image%201%201200x627.webp)
Empowering TotallyMoney
Our Engage product powers TotallyMoney’s ‘Monitor’ feature, which helps customers to understand their disposable income, as well as any forthcoming payments each month.
![2024 MoneyBoat Case Study Cover 740x400 120425](https://www.thisisbud.com/hs-fs/hubfs/Website%20assets%202024/Case%20Studies/2024%20MoneyBoat%20Case%20Study%20Cover%20740x400%20120425.webp?width=740&height=400&name=2024%20MoneyBoat%20Case%20Study%20Cover%20740x400%20120425.webp)
Accelerating applications
With Bud's Assess solution, Moneyboat are empowered with an accurate, data-driven view into their customer's financial situation.
![2024 LittleBirdie Case Study Cover 740x400 120426](https://www.thisisbud.com/hs-fs/hubfs/Website%20assets%202024/Case%20Studies/2024%20LittleBirdie%20Case%20Study%20Cover%20740x400%20120426.webp?width=740&height=400&name=2024%20LittleBirdie%20Case%20Study%20Cover%20740x400%20120426.webp)
![Little-Birdie-Logo-200px](https://www.thisisbud.com/hubfs/Little-Birdie-Logo-200px.png)
Subscription management
Bud's AI-powered data intelligence platform identifies and categorises recurring payments so that consumers can cancel or switch to a better deal.
Frictionless lending with Bud
![2024 Frictionless lending with Bud 120439](https://www.thisisbud.com/hs-fs/hubfs/Website%20assets%202024/24Q2%20Assess%20assets/UK/Product%20Page/2024%20Frictionless%20lending%20with%20Bud%20120439.webp?width=855&name=2024%20Frictionless%20lending%20with%20Bud%20120439.webp)
Seamless integration
Assess builds on the data services offered by Bud’s core Intelligence platform, providing access to a customisable dashboard and a set of APIs that works on a per customer basis.
Whether clients need a customisable dashboard interface, simple pdf reports or a full API integration, Assess works however you do to get you up and running fast.
![2024 Seamless integration 120440](https://www.thisisbud.com/hs-fs/hubfs/Website%20assets%202024/24Q2%20Assess%20assets/UK/Product%20Page/2024%20Seamless%20integration%20120440.webp?width=855&name=2024%20Seamless%20integration%20120440.webp)
Drive lending revenue with Bud
![2024 Rely on data-driven accuracy Use Case 120437](https://www.thisisbud.com/hs-fs/hubfs/Website%20assets%202024/24Q2%20Assess%20assets/UK/Product%20Page/2024%20Rely%20on%20data-driven%20accuracy%20Use%20Case%20120437.webp?v2&width=420&name=2024%20Rely%20on%20data-driven%20accuracy%20Use%20Case%20120437.webp)
Rely on data-driven accuracy
Use customer transaction data via open banking for a complete picture of your customers' financial profile.
![2024 Minimize and mitigate risk Use Case 120430](https://www.thisisbud.com/hs-fs/hubfs/Website%20assets%202024/24Q2%20Assess%20assets/UK/Product%20Page/2024%20Minimize%20and%20mitigate%20risk%20Use%20Case%20120430.webp?v2&width=420&name=2024%20Minimize%20and%20mitigate%20risk%20Use%20Case%20120430.webp)
Minimise and mitigate risk
Reduce risk by identifying problems or opportunities to intervene at every stage, from application to collections.
![2024 Maximize customer experiences Use Case 120431](https://www.thisisbud.com/hs-fs/hubfs/Website%20assets%202024/24Q2%20Assess%20assets/UK/Product%20Page/2024%20Maximize%20customer%20experiences%20Use%20Case%20120431.webp?v2&width=420&name=2024%20Maximize%20customer%20experiences%20Use%20Case%20120431.webp)
Maximise customer experiences
Meet customers' expectations with a streamlined credit journey and deliver the best possible financial outcomes.