With our affordability solution, Moneyboat makes better informed lending decisions and has cut processing times by up to 25%.
Why use Assess?
Use customer transaction data via open banking to provide the complete picture of your customers' financial profile.
Reduce risk by identifying problems or opportunities to intervene at every stage, from application to collections.
Improved customer experience
Assess means you can meet and exceed your customers' expectations of an automated or streamlined credit journey.
Choose your use case
Serve those with unusual income patterns
Track historical income, predict future income and review income stability or income shock indicators.
Better than credit scoring
Our industry-leading transactional data analysis means you can drive operational efficiencies and responsibly grow your loan book.
Identify newly eligible or vulnerable customers
Keep an eye on a customer’s changing financial position to pre-approve for credit or intervene when they’re vulnerable to defaulting.
Support struggling customers
Use our best-in-class data intelligence for a personalised collections experience that'll get delinquent customers back on track.