With our affordability solution, Moneyboat makes better informed lending decisions and has cut processing times by up to 25%.
Transactional data intelligence for lenders
Our advanced AI solutions power highly accurate lending suitability and lifecycle management solutions.
Why use Assess
Increased accuracy
Use customer transaction data via open banking to provide the complete picture of your customers' financial profile.
Reduced risk
Reduce risk by identifying problems or opportunities to intervene at every stage, from application to collections.
Improved customer experience
Assess means you can meet and exceed your customers' expectations of an automated or streamlined credit journey.
Income Verification
Serve those with unusual income patterns. Track historical income, predict future income and review income stability or income shock indicators.
Affordability Assessments
Our industry-leading transactional data analysis means you can drive operational efficiencies and responsibly grow your loan book.
Affordability Monitoring
Identify newly eligible or vulnerable customers. Keep an eye on a customer’s changing financial position to pre-approve for credit or intervene when they’re vulnerable to defaulting.
Collections
Use our best-in-class data intelligence for a personalised collections experience that'll get delinquent customers back on track.
Aggregators
Send pre-approvals in seconds using real-time affordability checks and improve conversion rates by using aggregators and comparison sites.