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Everything you need to know about Bud.

How we’re working with ANZ in New Zealand to increase transparency and streamline the lending process.

We’ve put a huge amount of effort into creating technology that offers leading innovation whilst maintaining the standards of privacy and security infrastructure demanded by the world’s leading banks. With this in mind, we’re delighted to be able to announce that we’ve been selected by ANZ in New Zealand to help them streamline their lending process. (Press release

It’s a move driven, in part, by new regulations that require lenders in NZ to capture and verify borrowers’ income and expenses in detail during affordability assessments. For many lenders, this has added significantly to the manual overhead involved in making a lending decision but thanks to an integration with our platform, ANZ will be able to automate large chunks of the process. 

ANZs agents will be able to upload bank statements from borrowers, we’ll then ingest and enrich the data, identifying income, categorising expenses and returning a summary for ANZ to use in its decision making process.


We’ve invested heavily in our intelligence capabilities over the last year, developing the granularity and accuracy that institutions need to shape a new generation of customer journeys and developing tools that allow us to quickly port that performance level to new markets. Aside from our obvious excitement to be working with such an established brand, it’s particularly encouraging to see the work we put into these two areas start to become a benchmark for those fintechs who want to work at enterprise scale.

Across the world, the COVID 19 pandemic has added a new level of complexity to lending decisions as credit file masking, career changes, furlough schemes and sector-specific risk factors combine to create real disruption in the market. There has never been a more important time for the kind of transparency that a more open approach to financial data can bring to the lending process and we’re excited to be at the forefront of making that happen.

If you’re an enterprise level lender and you want to create a more transparent and seamless lending process you can get in touch here. We’d love to talk.