Money management and budgeting | Use cases

Next-gen PFM

Personal financial management (PFM) tools have long been part of digital banking, but many remain underused and undervalued by customers.

Poor categorization, unclear insights and old-fashioned interfaces make users reluctant to engage.

With Bud’s high-accuracy enrichment and unique features like Intelligent Search, banks, credit unions and fintechs can build money management experiences that genuinely help people get on top of their finances and keep them coming back.

Clean data, clear insights

We help organisations take personal financial management to the next level with two key products: Enrich, our industry-leading transaction enrichment engine, and Engage, a flexible insights layer.

Together, they provide clean, consistent, and accurate transaction data along with actionable financial insights, which can be provided through personalized feeds and messages or via our out-of-the box money management widgets.

Accurately categorize transactions with Bud’s market-leading enrichment.

Explore Enrich ->

Raw transaction data showing Bud enrichments like regularity, category, location and more

Give customers a richly personalised digital banking experience by using their transaction data.

Explore Engage ->

An illustration showing how Bud's frontend UL widgets slot into an exiting digital banking app

Accurate categorization

Improve user trust and satisfaction with reliable transaction labelling that powers effective money management and budgeting solutions.

Natural language interaction

Let users take control with Intelligent Search, an easy way to ask money-related questions and get answers fast.

Increased digital banking engagement

Timely, relevant insights and personalized budgeting features based on real behaviour bring users back into your app more often.

Cross-sell opportunities

Offer the right product, such as a savings account, and increase wallet share among customers motivated to improve their financial resilience.

PFM, powered by data

Next-gen PFM

Clean data, clear insights

Enrich

Engage

Case study

Zopa Bank is building deeper customer relationships with Bud

Ready to modernize your money management offering?