
"The exciting thing about Bud is you’re working with people that are knowledgeable and great at what they do; so they set the bar very high.
There’s a lot of passion and pride and for good reason in terms of that level of focus."
Digital lender and fintech Jaja Finance provides simple, secure and smart digitally-led credit card products. Their mission is to become the leading digital lender in the UK and at the forefront of this goal?
The use of high-quality, holistic financial data.
While hugely important, credit data is often backwards looking, delayed and sometimes even outdated… but that’s where Bud comes in.
With proprietary insights into a customer’s financial data, Jaja has transformed information into valuable insights that can be deployed across the business — empowering them to accelerate data-driven lending decisions, serve the underserved and even identify relevant but cheap cost-to-serve product models.
By “dropping in the Bud experience,” Jaja circumvents the traditionally abrasive and frustrating customer application experience while also ensuring all data collected is accurate, up-to-date and relevant.
This empowers them to say 'yes' to even more borrowers - all while accelerating data-driven decisioning.
Want to know how Bud can accelerate data-driven decisioning with a more holistic view of your applicant's financial standing?
Digital lending
To become the leading digital lender in the UK and accelerate lending decisions
Assess – Our lending lifecycle management and credit risk solution