Open Banking for Fintech and Retail Banks
Accelerate your digital transformation with Open Banking
Deliver personalised financial products at scale, deepen engagement with your customers and use enriched transaction data to drive operational efficiency
Leaders building with Bud
Unlock value from transaction data with Bud's Open Banking platform.
Increase acquisition
90% of customers are willing to share behavior data with companies for better service
Increase revenue
10% forecasted revenue growth for banks who embrace personalisation at scale
Supercharge your apps and services
Categorised transactions and Merchant identification – Help customers better understand transactions with categorisation and merchant IDs and give support staff the information they need to resolve disputes at speed.
User Intelligence – Gain unprecedented user insights with our 
capabilities and deploy at scale within your apps and services.
Access the innovation ecosystem – Bud's ecosystem offers an easy route to turn insights into 
. In partnership with some of the best vendors in the market, Bud offers solutions from carbon tracking to utility switching, insurance and more.
Affordability and eligibility checks
Streamline onboarding with pre-filled forms – Pre-filled forms save clients on average 1hr versus manually checking bank statements. When deployed with sensitive UX, there is also a 70-80% customer uptake of Open Banking.
Approve more loans without increasing risk profiles – Clients have seen increases in approvals ranging from 10% for clients with a traditionally prime customer base to 60% for clients with a significant number of thin-file applicants.
Reduce default rates – Clients using our 
solution see reduced default rates ranging from 40-75% vs CRA predicted default rates.
How-to Guide
Download the Affordability guide to learn how to get your affordability project in motion.
Our customers
What our customers are saying about Bud
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“Importantly, the functionality Bud provides will also enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience.”
Michael Bullock
Chief Information Officer, ANZ NZ -
“Our new partnership with Bud marks a significant step forward in our campaign for greater transparency, providing us with a wealth of insight that gives customers more power over their financial future”
Alastair Douglas
CEO, TotallyMoney
Ready to get started?
Explore Bud's platform through our resources or contact our team to learn more.
Developers
Get started building your first integration with Bud.
API Docs
Take a look at all of our
resources available for our APIs.
