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insights report

Beyond Open Banking

The only insights report to provide ongoing tracking of both consumer uptake and industry provision of Open Banking services.


About the Report Series

The first report to combine consumer and industry data.

2000 people voice financial experiences they want to see in their banking and finance apps

Every year since Open Banking was introduced, Bud has commissioned YouGov to survey a nationally representative sample of 2000 UK adults on the kind of use-cases they'd like to see in the market.

300 Digital Finance leaders share how they're gearing up to deliver in 2021

Consumer demand is only half of the Open Banking picture. Each issue of the report features in-depth research from 300 digital leaders in financial services covering their Open Banking projects in 2020- what has worked, what hasn't and their plans for 2021.

Latest Issue:
2021 Navigating the Post-Pandemic Landscape

This year's report comes in 2 parts. Part 1 covers the macro changes in people's financial lives brought on by the pandemic and explores the role of Open Banking in servicing these newly created customer needs.

In it, we look at the 6 million new savers who are looking for help managing wealth for the first time, the gig workers in financial shock who need help budgeting and a credit system with a crisis of transparency.

Part 2 (coming soon) uses data from our survey of 300 digital FS leaders to create a "how-to" for organisations looking to work with Open Banking data. We look at the factors which correlated with successful implementations and use them to draw a roadmap to success with Open Banking in 2021.

Insights report

Register here to access the latest issue of Beyond Open Banking Report