Unlock data-driven product targeting
Opportunities to more accurately deliver relevant credit products, rates and loans based on data-driven insights, not guesswork
Effectively visualise income patterns
A clearer view of a customer's income stability and regularity at an income source level, so that underwriters can easily interpret and understand income pattern
Deepen customer understanding
A deeper customer-understanding fuelled by data-driven insights into their financial and risk profiles – including but not limited to essential and non-essential spending to net disposable income and any financial products
Accelerate proactive risk monitoring
Automated data collection and analysis with proactive risk identification and monitoring supported by actionable insights into risky spending patterns
Minimise operational costs and drive revenue
A centralised visual dashboard and/or API highlighting all relevant customer insights, risks indicators and more – empowering you to increase accuracy, maximise approval rates and reduce operational costs.
Resource
How transactional data and AI can help protect lenders against the next economic shock
- The latest consumer credit outlook: growing consumer demand and lender confidence
- How to deliver maximum value from transactional data with enriched insights and personalised recommendations
- Capitalising on AI-led credit assessments for better financial outcomes
- Future-proofing your datasets and processes to improve efficiency
- Regulatory change, deployment, user adoption and more
