Introducing Bud's revolutionary financial AI product: Bud.ai

We recently introduced Bud.AI, a new way to manage money that blends Bud’s proven financial management widgets with an AI assistant. Public beta for individuals is coming soon (join the waitlist!), but first, here’s how Bud.AI works under the hood; and why we built it in the first place.

Meet our AI Banking Assistant

At the heart of Bud.AI is our new AI Banking Assistant. It brings together financial data from multiple sources, understands it in context, and helps people toward making better financial decisions. Developing technology that understands financial lives in full context has been Bud’s vision since our inception, and Bud.AI is that vision in action.

Built on real financial understanding

It’s important to us that data is the foundation of everything we do. Bud.AI runs on Bud’s enrichment platform; technology built to classify transactions, surface insights, and power analytics at scale. This foundation enables:

• A holistic view of personal finances
• Insight generation from real transaction data
• Generative AI conversations grounded in facts, not guesses

Our public beta is also underpinned by open banking connectivity, ensuring Bud.AI works with live, consented data.

A personalized, conversational experience

Once Bud.AI interprets the data, it automatically assembles a personalized interface using Bud’s Engage product and its portfolio of high-impact UI components. Customers get:

• A dynamic money-management dashboard tailored to their needs
• A chat experience that truly understands their finances, ready to answer questions on spending, budgets, subscriptions, cash flow, and financial health tips, plus suggested actions

Proven tech, now working together

Bud.AI uses several models and processing layers, most of which are already deployed with clients today. What’s new is how these parts come together: Bud.AI orchestrates enrichment, analytics, UI, and conversational intelligence into a single, customer-facing money management experience.

Try Bud.AI soon

Bud.AI will soon be available for everyone to try, offering a hands-on look at the future of digital banking with real accounts, real transactions, and real value from day one. It’s a showcase of what’s possible.

Want early access? Join the Bud.AI waitlist and be first to explore how an AI-powered assistant, grounded in high-quality financial data, can transform everyday money management.