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Helping customers understand and manage their money doesn’t have to be hard, or take months to build.
Our range of no-code embeddable frontend widgets allow financial service providers to launch a range of money management tools in days, not months.
Built for rapid deployment, these widgets can plug directly into your digital experiences. They can help your accountholders to budget smarter, plan ahead and feel more confident managing their money.
In this blog, we’ll walk through the six widgets, what they do, where they best fit in a customer journey and how they help your teams move faster without sacrificing customer experience or brand alignment.
Our money management widgets are fully hosted embeddable frontend components that banks, credit unions and fintechs can integrate into mobile and web apps with minimal development effort.
They're web-based and compatible to be rendered in any frontend that supports webview.
Our money management widgets are built to be customizable and responsive, allowing you to stay aligned with your brand while delivering rich insights to your customers.
Right now, we offer six money management widgets:
“How much did I spend on transport last month?”
Accountholders shouldn’t need to scroll through transactions endlessly or create spreadsheets to answer simple questions about their money.
Intelligent Search is more than just a transaction list; it lets users search their transaction history in natural language.
Powered by our market-leading enrichment and generative AI, it understands questions such as: How much does my car cost me?
Intelligent Search doesn’t just provide the transactions, it also offers instant insights based on the search, helping users learn and act in the moment.
If you already show a list of transactions, Intelligent Search is designed to replace your app's current transaction list and transaction search capabilities.
Read more about Intelligent Search
A personalized financial story, once every week, month, or period of your choosing.
This money management widget serves accountholders with a set of quick, digestible insights about their finances over the past week, month or time period of their choosing.
It highlights key events and offers a preview of what’s coming up in the next period.
Presented in a ‘story-style’ format, each summary focuses on a different insight that covers spending insights, new merchants, upcoming bills, income received and information on account balances.
This is a great way to drive up engagement and get accountholders coming back each week for key insights without them needing to dig through their data.
This feature works best launched from a push notification, or from a link from your app's landing page.
Read our Insight Summary user guide
See your money plotted over time.
The Financial Calendar widget gives users a calendar view of their past and forecast transactions.
It highlights patterns such as low, average and high daily spend and plots upcoming bills and income making it easy for users to plan ahead and avoid surprises.
Accountholders can navigate through previous months, zoom in on individual days and see actual transactions that occurred on any given day.
This feature works best alongside other money management tools, such as our ‘Balances Over Time’ and ‘Spending Analysis’ widgets.
Read our Financial Calendar user guide
Know what’s coming.
This widget displays any recurring forecasted transactions (such as income, bills, subscriptions and regular spending) that we can identify based on previous patterns.
It’s designed to give users a reminder of their upcoming commitments in one place. This helps them to plan ahead and avoid overspending before it’s too late.
This feature works best in the payments area of your app, where you might already be showing scheduled payments and Direct Debits.
Read the Recurring & Forecasted Transactions user guide
Understand your balances: past, present and future.
This widget visualizes how an account holder’s balance has changed over time and where it’s likely headed (thanks to forecasted transactions).
Users can toggle between accounts, see aggregated balances, individual account balances and choose between weekly, monthly or yearly timeframes.
This feature works best alongside other money management tools such as our ‘Financial Calendar’ and ‘Spending Analysis’ widgets.
Read the Balances Over Time user guide
See spend by categories and merchant.
Spending Analysis breaks down where money is going over time; by merchant, by category and by time period.
Users can explore trends in dining, shopping, bills, and more – plus spot changes month to month.
This feature works best alongside other money management tools such as our ‘Financial Calendar’ and ‘Balances Over Time’ widgets.
Read the Spending Analysis user guide
One of the biggest barriers financial institutions face in delivering great money management tools is dedicating the engineering time required to ensure these features are successful.
Building and maintaining data enrichment right through to frontend visualization in-house from scratch can take months or years.
These money management widgets remove that complexity. Bud handles data enrichment, design, hosting, logic and ongoing maintenance so you can focus on your accountholders.
Because the widgets are white-labelled and easily themed, you don’t have to sacrifice brand experience for speed. You get high quality and tested UX delivered fast, tailored to your brand and backed by Bud’s market-leading enrichment.
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