Quality enrichment meets top connectivity: How Bud’s capabilities unlock deep insights across financial institutions

Over the past few months, Bud has invested heavily in expanding its integration options, ensuring that every financial institution can access our leading enrichment engine. A key part of this journey has been our collaborations with diverse partners. From Nymbus, a full banking platform, to XYB, a composable financial platform, and Akoya, an open finance ecosystem provider, Bud works with a wide range of companies to demonstrate flexibility and connectivity.

Alongside these partnerships, Bud also integrates cores from providers such as FIS, Fiserv, and Jack Henry to allow for minimal engineering effort integrations. This ability to connect seamlessly is not restricted to core banking platforms. Your digital banking solutions, such as Jack Henry’s Banno and Alkami, can also make use of Bud by bringing our PFM widgets into their user interface.

Our flexible approach allows enrichment to be embedded directly into core banking processes. In this model, data can be routed through Bud from an external gateway or internal system, enriched instantly, and returned to a data warehouse or visible in a user interface — all with ultra‑low latency and predictive scalability to support any volume. Asynchronous integrations are equally supported, giving institutions the freedom to choose the pattern that fits their operations.

When working with digital banking platforms, Bud can act as a data consolidation hub, combining insights from multiple cores and product systems. Depending on the integration model, we can provide either data persistence or straight‑through processing when the digital platform itself can store enriched transactions.

Drawing on our open banking roots, Bud continues to lead in handling variable data quality and diverse retrieval patterns. This ensures that clients always have a complete and accurate picture of their customers’ finances.

Much of this capability works seamlessly behind the scenes. For our clients, integrations remain quick and straightforward, enabling them to deliver real value through enriched transactions, enhanced with categories, merchants, logos, locations, and more. From there, institutions can extend the impact with Engage widgets that offer financial management features, or with personalized campaigns and insights driven by Bud’s consumer data platform, Drive.

No matter the product scenario, Bud plugs into existing infrastructure to deliver a consistent outcome: empowering financial institutions and their customers to make better decisions, based on a deeper understanding of their data.

Want to find out how Bud fits into your stack? Get in touch now to discover which integration option is right for you.