Market-leading transaction enrichment

Transform raw transaction data into actionable insights and unlock growth across your organization

98%
categorization accuracy
~15m
locations
~30m
entities
>12,000
logos
<5ms
latency per transaction

Understand every customer transaction

With actionable insights surfaced straight from your customers’ behaviors, you can reduce disputed transactions, reveal potentially fraudulent transactions and drive even more meaningful customer interactions.

All of this is made possible with our sophisticated transaction enrichment capabilities.

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Raw transaction data showing Bud enrichments like regularity, category, location and more

Increase deposits

Drive deposit and revenue growth by leveraging enriched transaction data.

Reduce risk

Identify and proactively assist at-risk customers using transaction enrichment insights.

Cut costs

Minimize the volume of transaction disputes through precise transaction enrichment.

Drive engagement

Maximize customer engagement and satisfaction with personalized experiences powered by accurate transaction enrichment.

Transaction enrichment for customer context

Categorization

Help customers understand their financial data with 98% accurate market-leading transaction categorization.

An illustration showing a raw transaction being enriched to show it's a coffee transaction at Starbucks

Merchants

Accurately identify and match transactions to merchants, with attributes including clean display names and high-quality merchant logos.

A raw transaction being enriched with the merchant name (Netflix), category (TV streaming) and merchant logo

Regularity

Understand the frequency and variability of recurring payments and highlight missing transactions.

A raw transaction enriched by Bud to reveal predictive payment regularity, context and details

Location

Reveal where payments are taking place with full street addresses and geo-coordinates, complete with the detection of online payments too.

A raw transaction being enriched to show that it's a 7-Eleven purchase
“On average, we're seeing that 42.6% of all transactions are being enriched more accurately with Bud than with our previous enrichment provider. Our partnership with Bud helps us deliver on our promise of financial understanding and actionable insights. Better data for our members means more accurate understanding of their financial situation”
Elliott Beaty
VP of Engineering, Fruition

Integrating with Enrich

An illustration of a transaction API call

API Access

A typical enrichment flow involves no more than three to five API endpoints.

Many of our clients are fully up-and-running with our transaction enrichment within days. Find out how in our API docs or get started in our sandbox today.

Enrich any data source

  • First-party data you already own
  • Data from one of our core banking partners
  • Data from a financial aggregator you already work with
  • Batches of historical data in CSVs or similar file formats
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