LENDERS
Cut your lending cycle from weeks to minutes with Open Banking
Streamline your credit application process and make informed decisions in minutes with Open Banking
Credit Risk Assessments
Efficiency
Deliver lending decisions in a fraction of the time using our affordability solution to replace the overheads of dealing with bank statements.
Risk
Reduce your risk profile with up-to-date financial summaries and valuable insights like income stability and gambling spending.
User Experience
Reduce application time from weeks to minutes for customers, with instant, accurate income and expenditure forms.
Credit Management
Reduced defaults
Cut default rates by using bud's credit management solution to prompt early intervention.
Better support
Support vulnerable customers with flags and warnings that indicate changes in users' financial situations.
HOW-TO GUIDE
A guide for digital leaders looking at the business case for Open Banking tech, with first-hand, expert advice on getting your affordability project off the ground.
Importantly, the functionality bud provides will also enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience.
Mike Bullock
Chief Information Officer, ANZ NZ
Our new partnership with bud marks a significant step forward in our campaign for greater transparency, providing us with a wealth of insight that gives customers more power over their financial future.
Ziad Al Baba
General Manager UK and Canada, Credit Karma
