XYB has partnered with Bud to bring AI-powered decisioning to financial institutions

We’re excited to announce that XYB, the digital and core banking platform helping financial institutions build and launch modern banking experiences at speed, has partnered with Bud to bring AI-powered decisioning to financial institutions.

By connecting XYB’s composable infrastructure with Bud’s AI-powered data enrichment engine, banks can now embed intelligent decisioning directly into their core systems – with no long integration cycles or complex tech stacks required.

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Turning customer data into action

Banks are overwhelmed with data, yet still struggle to make it actionable. Together, we’re helping banks understand their customers better, personalize experiences at scale, and make smarter decisions faster.

XYB and Bud are already collaborating on projects with banks in the US and Europe, leveraging their combined capabilities to power AI-driven use cases that improve customer understanding, drive personalization, and accelerate speed to value.

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A shared belief in smarter, faster banking

“Banks don’t need more data, they need better ways to use it. By combining Bud’s data intelligence capabilities with XYB’s infrastructure, we’re giving financial institutions the tools to act on intelligence in real time. This partnership is about enabling better decisions, faster – and making scalable personalization finally achievable. It’s a step toward a future where data-driven banking isn’t aspirational, it’s operational from day one.” said our CEO, Edward Maslaveckas.

Derek Joyce, CEO of XYB, added: “XYB was designed to help institutions move faster, not just with better infrastructure, but with better intelligence. Partnering with Bud lets us embed real time, AI-ready insights directly into the heart of the bank, unlocking smarter outcomes from day one. Data alone isn’t enough – it’s what you do with it that counts.”

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Creating a better model for modern banking

This partnership marks a step forward for financial services, replacing fragmented systems with a unified pathway from data to decision. With Bud’s AI-ready signals embedded in XYB’s infrastructure, financial institutions can finally act on their data with the speed and intelligence today’s customers expect.

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Ready to move faster with Bud?

Get in touch to learn how we can help you unlock the value of your data.

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