Skip to content
Enrich

The language model for banking data

Engage

Personalization and financial wellbeing

 

Drive

Insight exploration and marketing

Assess

Creditworthiness and risk

Company

Everything you need to know about Bud.

Underwriting made easy

An off-the-shelf creditworthiness dashboard for lenders that helps advisors make smarter and faster lending decisions.

us-assess-dashboard-product-page-hero-512x512

Leaders building with Bud

No more manual processing

Say goodbye to forms, statements and paystubs.

Empower your advisors with our simple dashboard for an automatic summary of income and expenses as well as key insights about each applicant.

us-no-more-manual-processing-image-512x512
us-512x512-rich-customer-insights

Rich customer insights

Our data intelligence platform makes sense of your customer’s transactional data in real-time so you can see their financial position at a glance.

Underwrite in minutes, not days.

Integrations across the fintech ecosystem

With the ability to connect to more than 16,000 institutions, you'll gain a true 360-view of your customers through our various integrations and partnerships.

us-512x512-connect-1

How it works

Here's how Bud can help you make fast and informed lending decisions:

l3-connect-64x64-1

Connect

Your applicant shares their transactional data via an aggregation partner.

l3-enrich-64x64-1

Enrich

We enrich the transactions with metadata such as the merchant ID, category, income regularity and more.

l3-analyse-64x64-1

Analyze

Your advisor reviews the enriched data and insights using our dashboard for a fast and accurate assessment of creditworthiness.

us-512x512-connect-1

Understand your applicant

Income

Verify an applicant’s income and determine if it’s stable over time without having to manually review transactions or paystubs.

Existing products

Verify existing financial products and review obligations such as loan repayments.

Spending

Understand your applicant’s essential and discretionary spending. Get alerts about risky transactions such as unpaid monthly bills.

Transactions

Identify an applicant's historical and recurring transactions, plus their committed spend for the coming months.

Ready to get started?


No integration needed – contact our team to find out how you can get started with the Assess dashboard today.
Ready to get started?