Leaders building with Bud
Better than legacy underwriting
Use up-to-date, accurate transactional data to pre-approve, automate or review key insights – credit checks take just minutes.
43% reduction in processing time
When Street UK built our Assess API into their existing systems, they found they could accept more applications and cut processing times significantly.
23% increase in lending capacity
Don't take our word for it
“Importantly, the functionality Bud provides will enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience”
Michael Bullock, CIO, ANZ
Here are some of the endpoints you can use to build your own customized creditworthiness solution:
Balance over time
View a customer’s historical balance over a given time period.
Build your own category mapping to review your customer’s essential and discretionary spending.
Evaluate a customer’s income type and sources.
Analyze a customer’s committed spend for the coming months, with the ability to adjust for market conditions such as inflation.
Super-fast speed to market
Our zero-integration Assess dashboard helps clients transform their credit checks straight away.
No more forms, statements or paystubs to review manually – just accurately categorized transactional data and intelligent insights.
API guides, rich code examples, annotated walkthroughs and support – all in one place.
Ready to get started?
See first-hand how Bud could help you transform your credit check processes with open banking data.
Reach out to start building with Bud.
Take a look at all of our resources available for our APIs.