Holistically understand an applicant's position
With mounting pressure from loan aggregators, lenders struggle to swiftly understand applicants and make accurate lending decisions. By synthesizing transactional data, Bud empowers lenders with the insights needed to effectively evaluate applicants and drive data-driven decision-making.
Accelerate credit assessments
At Bud, we enrich and analyze transactional data collected by loan aggregators to provide automated, more informed eligibility assessments capable of empowering lenders to offer customers the best product and rate, improving uptake and approval odds.
Drive real-time decisions
Get fast, accurate pre-approvals to meet tight aggregator response times and enrich applications instantly with transactional insights.
Present ideal products upfront to convert quality applicants and boost successful applications.
Improve customer experience
Stand out with a streamlined lending experience where applicants benefit from swift, hyper-personalized lending experiences.
Don't take our word for it
“By implementing Bud's open banking service, we have been able to stay true to our promise of being a customer-centered brand that supports a streamlined approach to lending. Open banking allows us to consider our customers’ welfare and creditworthiness at a more sophisticated level and this is something that we are proud to be able to offer as a responsible lender.”
See how Assess works throughout your lending process
Identify newly eligible or vulnerable customers.
Better than credit scoring.
Support struggling customers.
Serve those with unusual income patterns.