Improve onboarding times by as much as 87% by pre-filling application forms with Open Banking data.
Open Banking data cuts default rates by 40-75% when compared to CRA-predicted default rates.
Reduce Risk – Reduce your risk profile with up-to-date financial summaries and valuable insights like income stability and gambling spending.
Speedy income verification for lending – We offer clients a fast, cost-efficient and more accurate way to identify income sources, including non-traditional and gig economy income streams. Income Finder can identify a wide range of income types, including salaries, benefits, pensions and irregular wages.
Build engagement with customers – Bud's solution is flexible enough to satisfy clients' needs, whether they need just a PDF overview of an applicant's affordability criteria, or want to fully integrate smart transaction data into their processes. Our average solution deployment time is within 4 weeks of signature.
Reduce defaults and improve support – Get insights into customer circumstances before a default occurs, such as early detection of high-risk activities, timely loan repayments, and income fluctuations.