API Docs

Faster, safer, more cost-effective payments

Pay is Bud's Open Banking payments solution service. It offers a fast, cost-effective payments solution via Open Banking that reduces both fraud and friction for end-users.

Get the factsheet
pay-hero-1080x1080

Why Pay?

Pay enables clients to initiate account-to-account payments on behalf of their users. It's fast, safe, and extremely cost-effective vs alternatives like the card rails. 

 

pay-icon-ease-64x64

Customers want ease of use

59% of users would prefer to pay account to account

pay-icon-connectivity-64x64

The best Open Banking coverage

We cover the vast majority of all current accounts in the UK.

key features

Everything you need to revolutionise your payments journey

Easy to integrate
Simple APIs ensure clients get product to market fast.

Flexible payments
Initiate single payments and create scheduled payments or standing orders.

Thorough auditing
Track payments through a merchant dashboard.

Licencing
Use your own PIS licence or become an agent of Bud.

src=pay-standing-order-1080x1080
Key benefits

How clients drive growth with Open Banking payments

Speed and efficiency
Receive money within minutes not days of the transaction being initiated. 

Improved conversion rates
Allow customers to authenticate and pay in a few clicks without leaving your service, seamlessly integrated from onboarding to checkout.

Reduced fraud risks
Because customers approve payments within their bank apps, the details of their cards are never shared. 

Customer retention
Our payments solution empowers clients to maintain the relationship with their customers and drive higher in-app engagement. 

src=pay-key-features-1080x1080

How it works

src=pay-flow-1-1080x1080
src=pay-flow-2-1080x1080
src=pay-flow-3-1080x1080
src=pay-flow-4-1080x1080

How it works

src=pay-flow-1-1080x1080
src=pay-flow-2-1080x1080
src=pay-flow-3-1080x1080
src=pay-flow-4-1080x1080
Our Customers

What our customers are saying about Bud

  • “Our new partnership with Bud marks a significant step forward in our campaign for greater transparency, providing us with a wealth of insight that gives customers more power over their financial future.”
    Credit Karma Testimonial
    Ziad Al Baba
    General Manager UK and Canada, Credit Karma
  • “Importantly, the functionality Bud provides will also enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience.”
    ANZ testimonial
    Mike Bullock
    Chief Information Officer, ANZ NZ
  • “Partnering with Bud will empower our customers, by ensuring that their data works even better in their favour, helping them move their finances forward.”
    totally money-client-logo
    Alastair
    CEO, TotallyMoney

Download the Pay factsheet

src=pay-factsheet-500x500

Ready to get started?

Explore Bud’s platform through our resources or contact our team to learn more. 

Contact us
Get started

Developers

Get started building your first integration with Bud.

Go to developer sign up

API Docs

Take a look at all of our
resources available for our APIs.

API Docs