Individuals such as self-employed or gig economy workers may have fluctuating income, or income from multiple sources.
They’re often prejudiced by traditional income verification processes.
At best, they’re forced to verify income manually with payslips or bank statements. At worst, they’re unable to access credit altogether.
Track historical income, predict future income and review income stability or income shock indicators.
At Bud, we provide a reliable and straightforward means of seeing an individual’s complete monthly income, edge cases included.
Reduce application processing costs by using Assess as an alternative to cumbersome review of paperwork and outdated or inaccurate credit reports.
Reduce application processing costs by using Assess as an alternative to cumbersome review of paperwork and outdated or inaccurate credit reports.
Responsibly lend to those with unusual income patterns who may find it challenging to access credit elsewhere.
Responsibly lend to those with unusual income patterns who may find it challenging to access credit elsewhere.
Offer appropriate products to applicants based on their true financial profile to limit delinquencies.
Offer appropriate products to applicants based on their true financial profile to limit delinquencies.
Identify newly eligible or vulnerable customers
Bud is the trading name of Bud Financial Limited, a company registered in England and Wales (No. 9651629).
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Bud® is authorised and regulated by the Financial Conduct Authority under registration number 765768 + 793327.