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Instant account verification

Check is Bud's account verification service. Check allows for real time account and identity verification using information contained in Open Banking data.

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Why Check?

Check enables clients to verify new users quickly and accurately through bank-grade security checks without having to process streams of raw bank data themselves.

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Reduce drop offs

38% reduction in customer drop-off

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Reduce fraud risk

Up to 20% reduction in onboarding costs 

Key Features

Instant, secure verifications with comprehensive account coverage

The best coverage of UK accounts - Bud's Connect aggregation gateway covers 96.5% of current accounts in the UK and 88% of all accounts (including Savings, BCA, PCA and Credit Cards.)

Real-time verification - Success rates are higher than that of credit bureaus and results are delivered in seconds.

No license? No problem - Use your own AISP licence or become an agent of Bud to conduct the checks under ours.

Security - Slash fraud risk by introducing Checks from the bank into your verification flow.

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Key Benefits

Frictionless onboarding experiences that drive business outcomes

Smoother onboarding experience - Check eliminates the need for customers to remember account details, manually submit documents, or wait for banks to process paperwork. Instead, their information can be securely pre-filled, reducing drop-offs and improving onboarding. 

Protection against identity theft - Fraud risk is significantly reduced using the bank's authentication on the customer's mobile device.

Reduce Cost - Automating the verification process improves operational efficiency and saves time and money.

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Instant onboarding in a few taps

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Instant onboarding in a few taps

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Our customers

What our customers are saying about Bud

  • “Our new partnership with Bud marks a significant step forward in our campaign for greater transparency, providing us with a wealth of insight that gives customers more power over their financial future.”
    Credit Karma Logo
    Ziad Al Baba
    General Manager UK and Canada, Credit Karma
  • “Importantly, the functionality Bud provides will also enable us to continue to meet our responsibilities as a responsible lender, without compromising customer experience.”
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    Mike Bullard
    Chief Information Officer, ANZ NZ

For data on the uptake of Open Banking for onboarding, check out our Beyond Open Banking report

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Ready to get started?

Explore Bud’s platform through our resources or contact our team to learn more. 

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